# H.R. 2987 (119th): Capping Excessive Awarding of SBLC Entrants Act or the CEASE Act

Capping Excessive Awarding of SBLC Entrants Act or the CEASE Act This bill limits the number of for-profit small business lending companies that are authorized make 7(a) loans to not more than 16 at any time.

## How this bill is scored

Tier: no Tier 1 record. A bill with no record cannot newly become Tier 1.
Lane: economic_policy. Category: not stored. Lane tag: not stored.
Lane: regulatory_policy. Category: not stored. Lane tag: not stored.
Lane: sba_loans. Category: not stored. Lane tag: not stored.
Lane: small_business. Category: not stored. Lane tag: not stored.
Tier 1 sign-off: no record. A bill with no record cannot newly become Tier 1.
Stored polarity: mixed. Only tags the rules mark scoreable on a mixed bill are scored. A yea can draw a penalty or a credit according to the tag. A nay on a tag scored as good can draw a penalty.
Roll 154: On Motion to Recommit. Vote type: recommit.
Roll 155: On Passage. Vote type: final_passage.
Polarity rationale: Reviewed enrichment (llm_import) polarity: The bill makes a concrete administrative choice to cap the number of authorized for-profit lenders. Reasonable people can differ on whether this improves program integrity and competition or restricts credit access, and it does not directly advance or restrain a named moral harm. Under the framework, ordinary economic and program-design disputes are mixed rather than morally decisive.
Theological note: The bill concerns stewardship of federal lending authority and whether small business access to credit is distributed fairly and honestly. Scripture's concern for just weights, against favoritism toward the well-connected, and for the flourishing of honest labor makes the allocation of lending privileges a relevant question. The measure itself is a prudential matter of program administration rather than a direct moral act.

## Recorded votes

Roll 154: On Motion to Recommit. Yea 201 · Nay 212 · Other 19.
Roll 155: On Passage. Yea 214 · Nay 198 · Other 20.

HTML: https://justmeasure.org/bill/hr-2987-119/