# H.R. 915 (119th): Small Business Technological Act of 2025

Small Business Technological Act of 2025 This bill authorizes the Small Business Administration (SBA) to finance under the 7(a) loan program business software or cloud computing services that facilitate business operations, product or service delivery, payroll processing, human resources functions, sales and billing functions, or accounting or tracking of inventory. Such software or services include business tools that utilize artificial intelligence. The 7(a) loan program is the SBA's primary business loan program that provides loan guaranties for participating lenders to provide financing to small businesses that are otherwise unable obtain reasonable credit terms.

## How this bill is scored

Tier: no Tier 1 record. A bill with no record cannot newly become Tier 1.
Lane: artificial_intelligence. Category: not stored. Lane tag: not stored.
Lane: economic_growth. Category: not stored. Lane tag: not stored.
Lane: economic_policy. Category: not stored. Lane tag: not stored.
Lane: loan_guarantees. Category: not stored. Lane tag: not stored.
Lane: small_business. Category: not stored. Lane tag: not stored.
Lane: technology_access. Category: not stored. Lane tag: not stored.
Lane: technology_innovation. Category: not stored. Lane tag: not stored.
Tier 1 sign-off: no record. A bill with no record cannot newly become Tier 1.
Stored polarity: mixed. Only tags the rules mark scoreable on a mixed bill are scored. A yea can draw a penalty or a credit according to the tag. A nay on a tag scored as good can draw a penalty.
Roll 226: On Motion to Suspend the Rules and Pass, as Amended. Vote type: final_passage.
Polarity rationale: Reviewed enrichment (llm_import) polarity: The bill combines a plausible prudential good (helping small businesses obtain financing for ordinary operational tools) with real but modest concerns about expanding federal loan guaranties and taxpayer exposure. It does not directly advance a named moral harm or directly restrain one, so it falls under mixed rather than good or evil.
Theological note: The measure bears on stewardship of productive work, the dignity of small enterprises, and honest commerce. Scripture supports diligent labor and the fair treatment of those who build modest livelihoods. It also calls for prudent stewardship of public credit and warns against federal guarantees that shift risk onto taxpayers or encourage unwise dependence. This is an issue of prudential governance, not a direct moral verdict on the bill.

## Recorded votes

Roll 226: On Motion to Suspend the Rules and Pass, as Amended. Yea 414 · Nay 4 · Other 13.

HTML: https://justmeasure.org/bill/hr-915-119/