# S.J.Res. 13 (119th): This joint resolution nullifies the final rule issued by the Department of the Treasury’s Office of the Comptroller of the Currency titled Business Combinations Under the Bank Merger Act and published on September 25, 2024

This joint resolution nullifies the final rule issued by the Department of the Treasury’s Office of the Comptroller of the Currency titled Business Combinations Under the Bank Merger Act and published on September 25, 2024. The rule revises procedures for reviewing applications for proposed bank mergers, such as by removing automatic approvals under an expedited review procedure and by discontinuing streamlined application forms.

## How this bill is scored

Tier: no Tier 1 record. A bill with no record cannot newly become Tier 1.
Lane: bank_mergers. Category: not stored. Lane tag: not stored.
Lane: banking_regulation. Category: not stored. Lane tag: not stored.
Lane: congressional_review_act. Category: not stored. Lane tag: not stored.
Lane: financial_accountability. Category: not stored. Lane tag: not stored.
Lane: financial_oversight. Category: not stored. Lane tag: not stored.
Lane: oversight. Category: not stored. Lane tag: not stored.
Tier 1 sign-off: no record. A bill with no record cannot newly become Tier 1.
Stored polarity: mixed. Only tags the rules mark scoreable on a mixed bill are scored. A yea can draw a penalty or a credit according to the tag. A nay on a tag scored as good can draw a penalty.
Roll 137: On Passage. Vote type: final_passage.
Roll 233: On the Motion to Proceed S.J.Res. 13. Vote type: cloture.
Roll 237: On the Joint Resolution S.J.Res. 13. Vote type: final_passage.
Polarity rationale: Reviewed enrichment (llm_import) polarity: The measure concerns the procedural design of federal bank merger review, an ordinary regulatory dispute with real arguments on both sides about speed, oversight, and market effects. It does not directly advance or restrain a named moral harm, so it falls under mixed/prudential rather than good or evil. The metadata is sufficient for a high-level classification, so unclear is not warranted.
Theological note: Bank merger review touches stewardship of financial institutions, honest dealing, and the general equity owed to communities and depositors. The measure itself is a procedural disapproval of a banking rule, so its moral weight depends on whether the restored procedures serve prudent oversight or unduly burden lawful commerce. That is a prudential question, not a clear moral harm or defense of justice on the face of the metadata.

## Recorded votes

Roll 137: On Passage. Yea 220 · Nay 207 · Other 6.
Roll 233: On the Motion to Proceed S.J.Res. 13. Yea 53 · Nay 46 · Other 1.
Roll 237: On the Joint Resolution S.J.Res. 13. Yea 52 · Nay 47 · Other 1.

HTML: https://justmeasure.org/bill/sjres-13-119/